Financial Literacy(noun): the ability to understand your personal finances and to use that information to make smart financial decisions.
I don't have enough money to start SAVING!
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Why does Financial Literacy even matter?...
"The average college graduate in 2002 graduated with over $27,500 in student loans. Add another $6,000 in credit card debt and the typical graduate walks across the platform with $30,000 in debt before getting that first job!"
-The Money Answer Book, Dave Ramsey
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**Nyack College is neither affiliated with nor endorsing any of the third party sites listed in the FLD site. Nyack College neither implicitly nor explicitly warrants that the information provided by these sites is accurate and true. We encourage all of our students, faculty, and staff, to do their own research and meet with a professional for advice**